shieldPrivacy & Data Protection

Privacy Policy

Last updated: June 2025

This policy explains how Lokhari Agri Exchange Pvt. Ltd. collects, uses, and protects your personal information.

Summary: We collect only what we need, never sell your data, and give you full control over your information.
lock

Protected

Encryption and access controls safeguard sensitive data.

block

Never Sold

We do not sell your personal data to third parties.

manage_accounts

Your Control

You can request access, correction, or deletion.

1. Information We Collect

Account Information: When you register, we collect your name, email address, phone number, role (farmer, trader, etc.), and address for KYC verification.

Profile Data: Profile photo, business name, farm/warehouse location, vehicle type, and bio that you choose to provide.

Transaction Data: Details of listings you post, bids you place or receive, orders, and payment records necessary for marketplace operations.

Usage Data: Log data such as IP address, browser type, pages visited, and timestamps to improve platform performance and security.

Communications: Messages you send through our platform and support correspondence.

2. How We Use Your Information

  • To create and manage your account and verify your identity (KYC).
  • To facilitate transactions between buyers, sellers, and logistics providers.
  • To send transactional notifications (bid alerts, order updates, payment confirmations).
  • To provide real-time market intelligence and personalized insights.
  • To improve, personalise, and develop new platform features.
  • To detect, prevent, and respond to fraud, abuse, and security incidents.
  • To comply with applicable Indian law and regulatory requirements.

3. Information Sharing

We do not sell your personal data to third parties. We may share data only in the following limited circumstances:

  • Other Platform Users: Your name, location, listing details, and ratings are visible to counterparties as part of normal marketplace activity.
  • Service Providers: Trusted processors (payment gateways, cloud storage, email services) that operate under strict data-processing agreements.
  • Legal Obligations: Government and regulatory authorities when required by Indian law (e.g., Income Tax, GST authorities).
  • Business Transfers: In the event of a merger or acquisition, data may transfer to the new entity under the same privacy commitments.

4. Data Storage & Security

Your data is stored on secure servers located in India. We implement industry-standard security measures including:

  • TLS/HTTPS encryption for all data in transit.
  • AES-256 encryption for sensitive data at rest.
  • Role-based access controls and audit logging.
  • Regular security audits and vulnerability assessments.
  • Two-factor authentication for administrative access.

No method of transmission over the internet is 100% secure. We strive to protect your data but cannot guarantee absolute security.

5. Cookies & Tracking

We use the following types of cookies and local storage:

  • Essential: Authentication tokens and session data required for the platform to function.
  • Functional: Theme preferences, language settings, and UI state.
  • Analytics: Aggregate, anonymised usage statistics to improve the platform. No personally identifiable data is shared with analytics providers.

You can control cookies through your browser settings. Disabling essential cookies may prevent you from using the platform.

6. Your Rights

Under applicable Indian data protection law, you have the right to:

  • Access: Request a copy of the personal data we hold about you.
  • Correction: Update inaccurate or incomplete data via your profile settings.
  • Deletion: Request deletion of your account and associated data (subject to legal retention requirements).
  • Portability: Receive your data in a structured, machine-readable format.
  • Withdraw Consent: Opt out of non-essential communications at any time.

To exercise any of these rights, email us at privacy@lokhari.in. We respond within 30 days.

7. Data Retention

We retain your personal data for as long as your account is active or as needed to provide services. After account deletion:

  • Transaction records are retained for 7 years to comply with financial regulations.
  • KYC documents are retained for the period prescribed by applicable law.
  • All other data is permanently deleted within 90 days of account closure.

8. Children's Privacy

Lokhari is not intended for persons under the age of 18. We do not knowingly collect personal information from minors. If we discover that we have inadvertently collected data from a minor, we will delete it promptly. If you believe a minor has provided us data, please contact us at privacy@lokhari.in.

9. Changes to This Policy

We may update this Privacy Policy from time to time. Material changes will be notified to you via email or a prominent banner on the platform at least 14 days before they take effect. Continued use of Lokhari after changes take effect constitutes acceptance of the updated policy.

10. Contact Us

For privacy-related queries, requests, or complaints:

support_agent

Lokhari Agri Exchange Pvt. Ltd.

Email: privacy@lokhari.in

Response time: within 30 business days